Ex-Revolut executives have launched Zeal Wallet, a new digital wallet built to make spending crypto as easy as using cash or a debit card. Created by Hannes Graah, Revolut’s former VP of Growth, Zeal combines the familiarity of traditional banking with the flexibility of digital assets.
At BTCRepublic, we explored how Zeal aims to close the gap between holding crypto and actually using it for daily payments. With its built-in Visa debit card and on-chain functionality, the wallet lets users pay at regular stores, send crypto instantly, and manage digital funds without the technical complexity of typical wallets.
In this article, you’ll learn what Zeal is, how it works, why the Revolut team built it, and what this means for everyday crypto adoption worldwide.
Key Takeaways
| Insight | Summary |
| 1. Zeal Wallet launched by ex-Revolut executives | The team behind Revolut’s growth created Zeal to make crypto spending fast, simple, and secure. |
| 2. Built for real-world payments | Zeal lets users spend crypto through a Visa debit card or on-chain transfers—just like traditional money. |
| 3. Focus on simplicity | No seed phrases or complex wallet setups; users log in with everyday authentication methods. |
| 4. Backed by strong partners | The project is supported by Gnosis and aims to blend fintech reliability with Web3 flexibility. |
| 5. Solves a major user problem | Most wallets focus on holding crypto, not using it. Zeal bridges that gap with instant payments and clear UX. |
| 6. Global access in progress | Available first via browser extension and mobile app, with regional rollout planned for wider adoption. |
| 7. Everyday goal: crypto that works like cash | Zeal’s vision is to turn digital assets into a practical part of daily life—buying coffee, shopping online, or sending money abroad. |
Facts & Original Research: What Makes Zeal Wallet Stand Out
The launch of Zeal Wallet by former Revolut executives marks a major step in the evolution of everyday crypto use. The team’s goal is clear — make digital assets as simple to spend as cash. Backed by Gnosis and developed by fintech veterans, Zeal introduces practical tools that address real pain points for crypto users worldwide.
Key Facts and Data
| Category | Details / Source | Meaning / Impact |
| Founded by | Hannes Graah (Ex–VP of Growth, Revolut) | Brings fintech credibility and proven product expertise. |
| Funding Round | $2 million seed round led by Gnosis (2024) | Signals strong investor confidence in real-world crypto adoption. |
| Launch Features | Browser extension, mobile app, Visa debit card | Combines convenience of fintech with blockchain transparency. |
| Core Technology | Combines the convenience of fintech with blockchain transparency. | Enables instant crypto-to-fiat conversion for daily spending. |
| Main Selling Point | No seed phrases, biometric login | Removes friction that stops new users from trying crypto wallets. |
What Is Zeal Wallet?
Zeal Wallet is a new digital wallet designed to make spending crypto as simple as using a debit card. It was created by a group of former Revolut executives, led by Hannes Graah, who wanted to solve one of the biggest problems in crypto, the difficulty of using digital assets in daily life.
Unlike most wallets that focus on holding or trading crypto, Zeal allows users to spend tokens directly through a Visa-powered debit card or via on-chain payments from a browser extension or mobile app. There’s no need for long seed phrases or confusing security steps; everything runs through a familiar login experience.
For example, imagine paying for coffee or groceries with Ethereum or USDC. With Zeal, you can swipe or tap your card, and the system automatically converts your crypto to fiat for the merchant in seconds. The wallet’s goal is simple: make crypto practical, fast, and accessible for everyday use.
Zeal Crypto Wallet To Simplify Crypto Spending
The Zeal wallet is available as a mobile application and a browser extension. It will support blockchain-based and everyday payments through Gnosis’s crypto Visa debit card.
The team secured a partnership deal with Gnosis earlier this month, which included a $2 million investment.
While commenting on this development, the founder and former VP of growth at Revolut, Hannes Graah, opined that spending crypto assets was challenging. Because of the high volatility of crypto assets, most wallets in the market have been solely created to focus on trading.
“Zeal’s new approach combines a feature-packed EVM wallet with a Visa card that lets people buy a coffee or connect to Uniswap from the same app. Unlike previous crypto cards that require a fiat balance, the Gnosis Card spends on-chain crypto directly,” Graah opined.
Easing Crypto Payments
Zeal will set itself apart from the market by making cryptocurrency payments easier. The wallet provider has many competitors in the industry, and it now seeks to become the ideal choice for crypto enthusiasts seeking to safeguard their assets, while also having an easy way of interacting with Web3 applications.
The wallet works hand in hand with Gnosis Pay. When a merchant requests payment, Gnosis Pay will check the balance in the customer’s crypto wallet.
If the balance is enough, the payment will be authorised and processed. The merchant can then withdraw the payment and convert it to cash.
According to the co-founder of Gnosis, Friderike Ernst, this wallet was one of the most user-friendly in the DeFi industry.
Zeal is easy to use, unlike most wallets, as it does not need biometrics or seed phrases. The wallet will make it easy for people to buy everyday items using cryptocurrencies.
It will also see the crypto ecosystem inch closer to bringing Web3 into the existing payment industry. The offering will contribute to the broader adoption of crypto wallets.
How Zeal Works in Practice
Using Zeal Wallet feels familiar, even if you’ve never used crypto before. The team designed it to remove complicated steps and make on-chain payments feel as simple as tapping a card.
How It Works Step by Step
- Add funds in crypto
Deposit Ethereum, USDC, or other supported tokens. The wallet safely connects to Gnosis Pay, which processes payments on-chain. - Download the app or browser extension
You can install Zeal on your phone or browser and set it up in minutes — no seed phrase or complex recovery process. - Spend anywhere Visa is accepted
When you pay in a store or online, Zeal instantly converts your crypto into fiat currency at checkout. Merchants receive the local currency; you pay from your wallet. - Track and manage payments
Every transaction appears in a clean dashboard showing balances, history, and real-time conversions.
Benefits and Risks
Benefits
- Simple to Use: Zeal removes the technical barriers that stop many people from using crypto daily. There’s no need for seed phrases, hardware wallets, or complex recovery steps.
- Real-World Utility: With the Visa-powered debit card, users can pay at any store that accepts Visa, instantly converting crypto to local currency.
- Fast Transactions: Payments are processed through Gnosis Pay, offering near-instant on-chain authorisations.
- Secure Design: By combining traditional login methods with Web3 security tools, Zeal balances ease of use with solid protection.
- Backed by Fintech Experts: The team’s background at Revolut adds credibility, experience, and focus on financial compliance.
Risks
- Crypto Volatility: Spending or holding crypto still depends on market price swings.
- Regional Limitations: Some regions may face card restrictions or regulatory delays.
- Custody and Privacy: Even with strong encryption, users should review how Zeal stores and processes their funds.
Conclusion
The launch of Zeal Wallet by ex-Revolut executives marks another important step toward making crypto truly usable in daily life. Instead of focusing on trading or speculation, Zeal turns digital assets into spendable money, letting users pay with crypto wherever Visa is accepted.
By removing seed phrases, simplifying logins, and integrating with Gnosis Pay, Zeal addresses the everyday problems that stop people from using crypto confidently. It shows how fintech experience can make Web3 tools more approachable for everyone.
For readers, the message is clear: crypto doesn’t have to stay locked in exchanges. With platforms like Zeal, it’s becoming part of normal spending habits worldwide.
Stay tuned with BTCRepublic for upcoming insights on fintech innovation, wallet security, and the next wave of real-world crypto adoption.
Frequently Asked Questions (FAQs)
What makes Zeal different from other crypto wallets?
Zeal was built to make crypto spending easy, not just storing or trading. Unlike most wallets, it includes a Visa debit card for direct payments and removes seed phrases, offering a login experience similar to online banking.
Who founded Zeal Wallet?
Hannes Graah, former VP of Growth at Revolut, leads the project with a team of ex-Revolut engineers and fintech professionals. Their experience in building user-friendly banking tools inspired Zeal’s focus on simple crypto payments.
Is the withdrawal process safe and regulated?
Yes. All transfers go through two-factor verification and on-chain validation. Robinhood also complies with MiCA and GDPR standards, keeping European withdrawals secure and legally transparent.
How does Zeal convert crypto for real-world spending?
Is Zeal safe to use?
Zeal uses encryption and standard authentication methods like biometric login instead of long seed phrases. Users still control their funds, and transactions are executed on-chain for transparency.
Can I use Zeal Wallet worldwide?
Zeal is rolling out region by region. It’s currently available as a browser extension and mobile app, with more countries being added gradually. Check the official Zeal site or BTCRepublic for the latest access list.
