On Wednesday, 7th May 2025, Stripe, a global payments platform, announced the launch of a new money management system using USD stablecoins. This involves launching stablecoin payment accounts in more than 100 countries.
According to Stripe, the system aims to provide a stable financial infrastructure in countries with unstable currencies by enabling business ventures to receive, send, and hold USD stablecoin balances.
Stripe Launches New Stablecoin Feature Using USD Stablecoins
Stripe, in a recent move to reboot its crypto strategy, has debuted stablecoin payment accounts in 101 countries.
According to Stripe, businesses in these regions, which include Peru, Colombia, Turkey, Chile, and Argentina, will be able to hold balances in USD-backed stablecoins, receive funds on both cryptocurrency and fiat rails, and send stablecoins globally, according to Stripe’s announcement.
The payment giant announced this during its annual Stripe Sessions user event in San Francisco on May 7, 2025.
Stripe mentioned that,
These accounts will allow entrepreneurs in countries with volatile currencies to hedge against inflation and more easily access the global economy.
The firm added that,
Many of the world’s largest companies are turning to Stripe to help assemble their stablecoin strategies.
Currently, this new money management system supports only two types of USD-stablecoins – Circle’s USDC and Bridge’s USDB stablecoins. However, the firm has plans to add more USD-stablecoins in the future.
With this giant leap, Stripe has joined the growing list of other big financial players, such as PayPal, Visa, Mastercard, and Robinhood. Recently, Visa reportedly joined the Global Dollar Network (USDG), while PayPal has been increasing the use of its PUSD.
Stripe Launches AI Payment Foundation Model For Payment
Alongside the stablecoin payment accounts, Stripe also introduced an AI Payment foundation fraud-detection model. This model, which was claimed to be a world first, aims at identifying fraudulent transactions and increasing authorization rates, among other improvements.
Stripe said,
[The] Payments Foundation Model is trained on tens of billions of transactions, and captures hundreds of subtle signals about each payment that specialized models can’t.
According to Stripe’s Head of Information, Emily Glassberg, the AI-powered payment model is currently performing impressively, especially against card-testing assaults.
Expanding Platform Capabilities
Stripe’s launch of the stablecoin payment accounts and AI features comes barely three months after it announced the completion of its acquisition of the Bridge stablecoin platform. The $1.1B acquisition deal remains the largest cryptocurrency M&A deal to date.
Following the acquisition, Bridge partnered with Visa to boost stablecoin spending use on a global card-issuing program.
This program enables users to link Visa cards to their stablecoin wallets and use the card in over 100 million stores globally that accept Visa. During transactions, Bridge will aid the conversion of stablecoins into fiat money.
Stripe also revealed other platform improvements, which include:
- Multi-currency accounts: These accounts enable users to hold and convert GBP, EUR, and USD easily without exchange cost.
- Support for more payment methods: Stripe now supports additional 24+ payment methods, which include UPI and PIX, in addition to its already 125+ payment options.
- Orchestration tool: This allows businesses to handle many payment sources from a single dashboard.
- Link Smart Disputes: An AI-powered method of handling conflicts automatically.
